Get A Quote

Harbor America Resources

Long-Term Disability (LTD) Basics

Harbor America - Jan 17, 2019 2:35:00 PM

LTDBasics_Screenshot-PlayWhat You Need to Know

  • Trigger Events
  • Regardless of whether the injury was sustained at or away from work, covered conditions may include: stroke, pneumonia, and pregnancy complications.
  • Coverage
  • LTD begins after a short-term disability policy runs out, typically between 90 -180 days after the initial event.
  • Terms
  • Length of coverage and rate schedule depends on the policy and the duration of benefits selected by the employer.

Certain industries or occupations can dictate certain coverage specifics. Contact Harbor America to learn more.

Employer management of disability benefits is an important aspect of the organization’s benefits package. This short video explains the primary elements of LTD coverage. In most cases, LTD works in tandem with the offered short-term disability (STD) coverage. Reach out to your HR Team to understand more about your organization’s LTD benefits and coverage.

Previous Post

Creating a Reasonable Accommodation Process

Next Post

Short-Term Disability (STD) Basics

ebook-cover-rockstar-update.jpg

Free Download - How Rockstar Business Owners Win Back Right At 8 Hours A Week

Running a business is not for the faint of heart.

  • Get Back to Revenue Generating Tasks
  • Get Back Valuable Time
  • Enjoy the Life You Want to Live
Download Now

0 Comments

Latest Updates

Subscribe to get the latest HR News in your inbox.

As an industry leading PEO we strive to provide you with industry news, HR Tips, and more to help you focus on running your business.

 

Subscribe to Email Updates

100% Privacy. No Spam.

Recent Posts

How Rockstar Business Owners Win Back Right At 8 Hours A Week

Running a business is not for the faint of heart. 

  • Get Back to Revenue Generating Tasks
  • Get Back Valuable Time
  • Enjoy the Life You Want to Live
Download Now